One of the most important numbers you’re going to have hovering over your head through the home buying process is your credit score. The most commonly used figure, created by the Fair Isaac Corporation (FICO), is a picture of how trustworthy you are as a debtor. Realtors, mortgage companies, and many more institutions will use…
Property flipping is a reasonably straightforward concept on paper – buy old, dilapidated properties for cheap, fix them up to make them better, and sell for a higher value. To the uninitiated, it’s a perfect plan. How could it be any different from doing the Spring cleaning every year? For anyone that’s tried it firsthand,…
Lenders of all sorts need to have their figures and facts lined up before they’ll even consider lending out money to just anyone. One of the most important numbers they’ll learn about you is your Debt-to-Income Ratio. As a metric, it helps them understand a lot about how fiscally responsible you are. However, to the…
No more renting. No more giving your hard-earned money to pay someone else’s bills. No more being told how many pets you can or can’t have, or where you can or can’t park your car. No more sterile white walls and carpet. No more laundromats! Are you ready to buy a house? Do you…
Buying a home for the first time is invariably a daunting task. It’s no small task to find the time and money to even consider it, but once it’s all in place you want to make sure that you’ve got the best deal possible. This house is somewhere you’re going to be turning into…