Serving Aiken · Aiken County, SC
Mortgage Broker in Aiken, SC
Aiken is unlike anywhere else in the CSRA — Thoroughbred training barns, the historic Winter Colony estates, the Hitchcock Woods urban forest, and the Aiken Triple Crown. It draws equestrians, USC Aiken faculty and students, retirees, and thousands of professionals who commute to the Savannah River Site.
First Choice Mortgage · 217 Davis Road, Augusta GA 30907 · NMLS# 148371
Local market snapshot
That variety means real range in the loans we write here. Horse farms and Winter Colony homes frequently need a jumbo loan above the conforming limit, while in-town buyers and SRS families use conventional and VA financing. Out past the city limits, rural Aiken County addresses can qualify for $0-down USDA loans — we'll check your exact parcel.
We're licensed in South Carolina and have financed Aiken homes for decades, so whether it's a downtown bungalow or acreage with a barn, we can structure it and shop the rate for you.
30+
Years closing loans in the CSRA
Local & independent
Broker on Davis Road — not a call center
GA & SC
Licensed on both sides of the river
NMLS# 148371
GRMA# 5819 · Equal Housing Lender
Loan programs that fit Aiken
The right loan for Aiken buyers.
As an independent broker we shop dozens of lenders and match the program to you. Here's where most Aiken buyers start.
Lead program here
Conventional
For in-town Aiken and SRS professional buyers.
Explore Conventional →
Jumbo
For horse farms and Winter Colony estates above the conforming limit.
Explore Jumbo →
VA Loans
$0 down for the area's veterans and military retirees.
Explore VA Loans →
USDA / Rural
$0 down on eligible rural addresses outside the city limits.
Explore USDA / Rural →
Your local office
Serving Aiken from Davis Road since 1992.
You'll work with the same loan officer from application to closing — a real person here in the CSRA who knows the Aiken market, the appraisers, and the agents.
Nearby areas we serve
Buying near Aiken?
Ready to buy in Aiken?
Two minutes to start. No credit pull until you're ready. We'll come back with a real rate range and the right program for Aiken.