Serving Richmond County, GA
Richmond County, GA Mortgage Broker
Richmond County is the urban core of the CSRA — Augusta is the county seat, and the county stretches from the Savannah River and the Medical District down through Hephzibah and Blythe to the rural south end. First Choice Mortgage has financed homes in every corner of it since 1992.
First Choice Mortgage · 217 Davis Road, Augusta GA 30907 · NMLS# 148371
Local county snapshot
The county's variety shapes the loans we write. In and around Augusta, first-time buyers lean on FHA and down-payment-assistance programs, while medical and downtown professionals use conventional financing. Near Fort Gordon's south side, VA loans dominate — and in the rural southern reaches of the county, some addresses still qualify for $0-down USDA loans.
Whatever part of Richmond County you're buying in, you'll work with a local, independent broker who shops dozens of lenders for your rate — not a national lender guessing at the map from another state.
30+
Years closing loans in the CSRA
Local & independent
Broker on Davis Road — not a call center
GA & SC
Licensed on both sides of the river
NMLS# 148371
GRMA# 5819 · Equal Housing Lender
Loan programs that fit Richmond County
The right loan for Richmond County buyers.
As an independent broker we shop dozens of lenders and match the program to you. Here's where most Richmond County buyers start.
Lead program here
FHA / First-Time Buyer
3.5% down plus GA down-payment assistance in the urban core.
Explore FHA / First-Time Buyer →
VA Loans
$0 down near Fort Gordon's south side.
Explore VA Loans →
Conventional
For medical, downtown and move-up professionals.
Explore Conventional →
USDA / Rural
100% financing on eligible addresses in the rural south county.
Explore USDA / Rural →
Your local office
Serving Richmond County from Davis Road since 1992.
You'll work with the same loan officer from application to closing — a real person here in the CSRA who knows the Richmond County market, the appraisers, and the agents.
Nearby areas we serve
Buying near Richmond County?
Ready to buy in Richmond County?
Two minutes to start. No credit pull until you're ready. We'll come back with a real rate range and the right program for Richmond County.