Serving Waynesboro · Burke County, GA
Mortgage Broker in Waynesboro, GA
Waynesboro — the 'Bird Dog Capital of the World' and seat of Burke County — sits south of Augusta in farming and timber country. It's also home to a major workforce tied to Plant Vogtle, the nuclear station whose construction and operations have brought steady work and steady buyers to the area.
First Choice Mortgage · 217 Davis Road, Augusta GA 30907 · NMLS# 148371
Local market snapshot
Burke County is USDA territory, so the $0-down USDA loan is our lead here — 100% financing at below-market rates for eligible rural addresses, which covers a large share of the county. We pull the USDA map for your exact address so you know before you make an offer.
For Vogtle workers, first-time buyers, and veterans, we also close FHA, conventional, and $0-down VA loans. As an independent broker we shop the market for your rate — and you get a local loan officer who actually answers the phone.
30+
Years closing loans in the CSRA
Local & independent
Broker on Davis Road — not a call center
GA & SC
Licensed on both sides of the river
NMLS# 148371
GRMA# 5819 · Equal Housing Lender
Loan programs that fit Waynesboro
The right loan for Waynesboro buyers.
As an independent broker we shop dozens of lenders and match the program to you. Here's where most Waynesboro buyers start.
Lead program here
USDA / Rural
The lead program — 100% financing across most of Burke County.
Explore USDA / Rural →
FHA / First-Time Buyer
3.5% down for first-time and Plant Vogtle-area buyers.
Explore FHA / First-Time Buyer →
VA Loans
$0 down for the county's veterans and service members.
Explore VA Loans →
Conventional
For buyers with strong credit outside the USDA boundary.
Explore Conventional →
Your local office
Serving Waynesboro from Davis Road since 1992.
You'll work with the same loan officer from application to closing — a real person here in the CSRA who knows the Waynesboro market, the appraisers, and the agents.
Nearby areas we serve
Buying near Waynesboro?
Ready to buy in Waynesboro?
Two minutes to start. No credit pull until you're ready. We'll come back with a real rate range and the right program for Waynesboro.