Serving McDuffie County, GA
McDuffie County, GA Mortgage Broker
McDuffie County sits west of Augusta along I-20, with Thomson — the 'Camellia City' — as its seat. It's small-town Georgia with country all around it: an easy commute back toward Augusta and Columbia County, with more land and lower price points than the suburbs.
First Choice Mortgage · 217 Davis Road, Augusta GA 30907 · NMLS# 148371
Local county snapshot
Much of McDuffie County is rural, so the USDA loan leads here — $0 down and below-market rates for eligible addresses, and more of the county qualifies than buyers assume. We check the USDA eligibility map for your exact address up front.
For in-town Thomson homes outside the USDA boundary, FHA and conventional loans do the work, and veterans can use $0-down VA financing. Either way you get a local loan officer, not a call center.
30+
Years closing loans in the CSRA
Local & independent
Broker on Davis Road — not a call center
GA & SC
Licensed on both sides of the river
NMLS# 148371
GRMA# 5819 · Equal Housing Lender
Loan programs that fit McDuffie County
The right loan for McDuffie County buyers.
As an independent broker we shop dozens of lenders and match the program to you. Here's where most McDuffie County buyers start.
Lead program here
USDA / Rural
The lead program — $0 down across the county's rural addresses.
Explore USDA / Rural →
FHA / First-Time Buyer
3.5% down for first-time buyers in and around Thomson.
Explore FHA / First-Time Buyer →
Conventional
For properties outside the USDA footprint with strong credit.
Explore Conventional →
VA Loans
$0 down for local veterans and service members.
Explore VA Loans →
Your local office
Serving McDuffie County from Davis Road since 1992.
You'll work with the same loan officer from application to closing — a real person here in the CSRA who knows the McDuffie County market, the appraisers, and the agents.
Nearby areas we serve
Buying near McDuffie County?
Ready to buy in McDuffie County?
Two minutes to start. No credit pull until you're ready. We'll come back with a real rate range and the right program for McDuffie County.