Serving North Augusta · Aiken County, SC
North Augusta, SC Home Loans
North Augusta is the CSRA's river city — just across the Savannah River from downtown Augusta, but firmly in South Carolina. Between the riverfront at Hammond's Ferry, the ballpark and Riverside Village around SRP Park, and the established neighborhoods off Georgia Avenue, it's a favorite for buyers who work in Augusta but want the South Carolina side.
First Choice Mortgage · 217 Davis Road, Augusta GA 30907 · NMLS# 148371
Local market snapshot
First Choice Mortgage is licensed in both Georgia and South Carolina, so we can close your North Augusta purchase without handing you off. Most buyers here use a conventional loan; higher-end riverfront and Hammond's Ferry homes often call for a jumbo loan, and the area's many veterans lean on VA financing with $0 down.
First-time buyers aren't left out — FHA and South Carolina down-payment options keep the entry point reasonable. We'll walk you through the SC-specific closing details that trip up out-of-town lenders.
30+
Years closing loans in the CSRA
Local & independent
Broker on Davis Road — not a call center
GA & SC
Licensed on both sides of the river
NMLS# 148371
GRMA# 5819 · Equal Housing Lender
Loan programs that fit North Augusta
The right loan for North Augusta buyers.
As an independent broker we shop dozens of lenders and match the program to you. Here's where most North Augusta buyers start.
Lead program here
Conventional
The standard loan for North Augusta's established neighborhoods.
Explore Conventional →
VA Loans
$0 down for veterans buying on the South Carolina side.
Explore VA Loans →
Jumbo
For riverfront and Hammond's Ferry homes above the conforming limit.
Explore Jumbo →
FHA / First-Time Buyer
3.5% down with SC down-payment options for first-time buyers.
Explore FHA / First-Time Buyer →
Your local office
Serving North Augusta from Davis Road since 1992.
You'll work with the same loan officer from application to closing — a real person here in the CSRA who knows the North Augusta market, the appraisers, and the agents.
Nearby areas we serve
Buying near North Augusta?
Ready to buy in North Augusta?
Two minutes to start. No credit pull until you're ready. We'll come back with a real rate range and the right program for North Augusta.