Serving Columbia County, GA
Columbia County, GA Home Loans
Columbia County is the CSRA's growth engine — Evans, Martinez, Grovetown, Harlem, and Appling, anchored by one of the state's most sought-after school districts. Our office on Davis Road sits right inside it, and we've been the local lender for Columbia County families for three decades.
First Choice Mortgage · 217 Davis Road, Augusta GA 30907 · NMLS# 148371
Local county snapshot
Most of the county's buyers are moving up into family homes, which means conventional loans and, for higher-priced Evans and Martinez properties above the conforming limit, jumbo financing. Near Grovetown and Fort Gordon, VA loans lead; and out toward rural Appling and Harlem, some addresses qualify for $0-down USDA loans.
As an independent broker we match the program to the buyer and shop the rate — and you keep the same loan officer from application through closing.
30+
Years closing loans in the CSRA
Local & independent
Broker on Davis Road — not a call center
GA & SC
Licensed on both sides of the river
NMLS# 148371
GRMA# 5819 · Equal Housing Lender
Loan programs that fit Columbia County
The right loan for Columbia County buyers.
As an independent broker we shop dozens of lenders and match the program to you. Here's where most Columbia County buyers start.
Lead program here
Conventional
The workhorse loan for Columbia County's family buyers.
Explore Conventional →
Jumbo
For higher-priced Evans and Martinez homes above the conforming limit.
Explore Jumbo →
VA Loans
$0 down near Grovetown and Fort Gordon.
Explore VA Loans →
USDA / Rural
100% financing on eligible rural addresses toward Harlem and Appling.
Explore USDA / Rural →
Your local office
Serving Columbia County from Davis Road since 1992.
You'll work with the same loan officer from application to closing — a real person here in the CSRA who knows the Columbia County market, the appraisers, and the agents.
Nearby areas we serve
Buying near Columbia County?
Ready to buy in Columbia County?
Two minutes to start. No credit pull until you're ready. We'll come back with a real rate range and the right program for Columbia County.